How to make money online in Nigeria: 16 ways to make money with your phone

You can become a millionaire in Nigeria from the comfort of your home. Discover how to make money online in Nigeria in 16 proven ways. 

How to make money online in Nigeria

Since the onset of the worldwide COVID-19 epidemic and its devastation, many Nigerians have become aware of the internet's myriad advantages. Is it possible to make money online with your phone in Nigeria without engaging in fraudulent schemes? This article reveals how to make money online in Nigeria using 16 sure-fire methods and become a millionaire without hustling. 

Although there are hundreds of ways to make money online, many are impracticable in Nigeria. Students, full-time housewives, and even working-class individuals who want to moonlight may use the internet money-making avenues described in this article.

The bulk of these ways to make money online in Nigeria may be engaged for free, but some may require an initial investment.  If you are short on cash, check out the best loan apps in Nigeria that suit your mobile lending demands.

To make money online in Nigeria, the needed tools are a functional smartphone, a reliable internet connection, and, sometimes, a computer system. If you're looking for high-quality mobile devices, choose from our list of the best Infinix phones.

The most effective ways to make money online in Nigeria are:

16.Jumia j-Force

Jumia is one of the most popular retailers in Nigeria, with a massive following. In addition to their affiliate program, Jumia now provides a program called j-Force that allows you to make money online in Nigeria. This is possible by making purchases from your account for the benefit of others in exchange for fantastic commissions.

In addition, you may run your online shop via Jumia, sell your items with ease, and take advantage of the shipping and payment options provided by Jumia. This is a long-term enterprise that offers everyone in Nigeria consistent online income.

15.Remote English Language Teaching (ELT)

Mastering the English language and providing individualised tuition to others trying to learn English in foreign nations is the 15th recommended way to make money online in Nigeria, despite its seeming improbability.

According to InternetWorldStats, English is the most widely spoken language in the world, making remote ELT one of the finest methods to earn money online in Nigeria.

It should also come as no surprise that this profession enables you to travel the globe and take on more in-depth assignments once you're ready to begin freelancing.

14.Instagram influencing

Despite the fact that Instagram does not pay account holders, even if they have millions of followers, Instagram users with a sizable following have several opportunities to make money online in Nigeria.

How to make money online in Nigeria from Instagram

  • Select an area of expertise (we recommend choosing one you know and are passionate about).
  • Develop a professional Instagram profile.
  • Start publishing valuable content to get fans.
  • Continue sharing helpful content.
  • Start making money using third-party techniques, such as advertising items for firms, affiliate marketing, and directing readers to a site with Adsense advertisements.

13.Podcast hosting

Producing a podcast is one of the best ways to make money online in Nigeria and an exciting way to build a personal community of listeners who engage with your material often.

Due to the built-in audience and rating system of the Apple Podcast Store, you may be able to play your podcast to a significant number of listeners. In this case, you will ascend to the top of the rankings and get significant exposure.

12.Domain trading

Domain trading is the 12th best and one of the most lucrative ways to make money online in Nigeria. You may compare it to real estate investing in which you identify the right opportunity and then hold on to it for a period to generate substantial profits.

Domains may be acquired for as little as 5,000 NGN, which is one of the distinguishing characteristics of domain trading.

You may get domains after thorough research and analysis, whether about a term for which you want to acquire appropriate domains or a project name.

After discovery, this domain may be purchased using domain reservation coupons, such as Godaddy coupons or Namecheap coupons. These reductions will allow you to acquire them for less than 2,500 NGN for dotcom domains and less than 500 NGN for several other unique extensions so as to make money online in Nigeria.

11.Mobile application development

With the arrival of easy-to-use application creation tools that do not involve coding, creating and selling mobile applications is the 11th best way to make money online in Nigeria since it is a reasonably simple venture to start.

Do not assume that any software will be an immediate smash just because you believe the concept will be effective. Creating appealing applications requires both art and science.

This method of making money online in Nigeria is facilitated by the availability of several templates for creating mobile applications. In addition, your free software may be monetised via in-app purchases, external sponsorship, and advertisements.

10.Web development

Web developers are in high demand as they are responsible for integrating new features, enhancing functionality, and fixing errors. Hence web developing, particularly contract developing, is the 10th best way to make money online in Nigeria.

Once you have mastered HTML, CSS, Ruby, or Javascript, you may begin to recruit customers, make money online and gradually launch your web development firm while keeping your current employment.

Online education platforms such as CodeCada, CreativeLive, Treehouse, and CodeAcademy are perfect for learning the fundamentals of web development.


Do you have strong writing abilities and the capacity to establish your reputation in a certain industry? Starting a blog might be the ideal approach to make money online in Nigeria. 

How to make money online in Nigeria from blogging

  • Once you have a regular readership, there are several ways to monetise your website, including advertising, 
  • e-books, 
  • online courses, and
  • personalised consulting services.

Always ensure that the material you provide for your audience benefits them. This is the only way to develop a real connection with your audience and ultimately monetise them.

8.Forex trading

The objective of foreign exchange trading is to purchase a currency when its price is low and sell it when its price increases. However, the leverage mechanism given by forex businesses makes this the 8th-best way to make money online in Nigeria.

Forex is an acronym for Foreign Exchange Market, which is a massive market for exchanging and trading foreign currencies, with daily turnovers estimated at billions of dollars. 

This financial leverage technique enables the speculator to speculate with a trading value of up to $50,000 with just a $100 margin deposit.

Through the system of financial leverage, it is possible to employ a modest sum such as $100 to generate gains estimated in the hundreds of dollars; nevertheless, the $100 may be lost in an instant.

Although forex trading is one of the finest methods to make money online in Nigeria, it is an area not for everyone since it includes a great deal of disinformation and fallacies. As a consequence, many individuals incur losses as a result of poor preparation. Many, however, earn millions of naira every month via forex trading.

7.Import cheap and resell

Importing and reselling, which comprises sourcing things from or eBay and reselling them on Jiji, Jumia, or Konga is one of the best ways to make money online in Nigeria.

A limitless number of items are neither subject to strong rivalry nor do they attract a large number of retailers. In addition, you may get these things on Chinese AliExpress or American eBay.

6.Graphic design

There are already hundreds of online opportunities accessible for freelance graphic designers. From sites such as Upwork and Freelancer to Behance, you'll be able to locate projects that match your design abilities and effectively make money online in Nigeria.

With the introduction of more user-friendly programs like Canva, Visme, and even the more intuitive Adobe Creative Suite, it is easy to educate yourself with the fundamentals of graphic design in a very short period and utilise these powerful platforms to make money online in Nigeria.

5.Drive with Uber

If you want to make money online in Nigeria quickly, consider driving with Uber. You may easily earn several thousand or even millions of naira every month.

Driving with Uber is a viable option provided you have a reliable vehicle, live in an urban setting and are familiar with your city's road network. Although you won't become wealthy overnight, it allows you to pay your expenses comfortably.

4.Affiliate marketing

Affiliate marketing is a time-honoured way to grow monthly revenue that has lately gone electronic. It continues to be one of the finest methods to make money online in Nigeria.

This well-known strategy involves advertising a product or service and receiving money for each sale. You effectively serve as a mediator, and all you need to do to promote certain products and services is establish a robust network.

Affiliate marketing is a simple method to supplement your income if, for instance, you operate a blog or have a significant presence on social media. Affiliate marketing is one of the finest methods to make money online in Nigeria for free since it can be conducted via Facebook and WhatsApp.

This method of internet money-making is comparable to that of historical dealers or salespeople who provided free samples of cigarettes, cosmetics, or other products in exchange for a commission on each sale.

How to make money online in Nigeria from affiliate marketing

Affiliate marketing does not need any upfront money investment. Signing up for a convenient service (there are thousands of such platforms online) is sufficient to begin marketing products and services.

3.Web design

New startups and established organisations must distinguish themselves in today's competitive industry by providing their consumers with perfect experiences. This is the role of web designers, the 3rd-best way to make money online in Nigeria.

In Nigeria, web design becomes an inexhaustible source of online income through building website or app experiences that result in more engagement, higher purchase rates, or higher subscription rates.

Organisations like General Assembly and Skillcrush provide online programs that may teach you the fundamentals of web design in a short amount of time and give a basis for launching your own web design company outside of your normal job hours. From there, the road to making money online in Nigeria becomes bump-free and smooth. 

2.Freelance writing

As a freelance writer, you can make money online in Nigeria after building a clientele on freelancing platforms.

You just need a mobile device (or, in certain circumstances, a computer system), a robust list of permanent employers, and a reliable internet connection. Freelance writing is undoubtedly the best option to make money online in Nigeria as a student.

Building a solid client base may be the most difficult aspect of a writing profession. Still, if you can conquer this obstacle by creating an appealing company profile and mastering advertising techniques, you will be well on your way to a prosperous writing career.

1.TikTok content creation

The best way to make money online in Nigeria is via TikTok, where individuals can generate between 70,000 NGN and 1,300,000 NGN monthly. The greater a person's popularity, the higher their earning potential. 

TikTok is also the ideal platform for making money online in Nigeria without paying a dime since it requires no certification, verification or capital and does not have an age restriction.

TikTok is a superior medium for making money online in Nigeria than Twitter and Instagram due to the greater likelihood of hitting virality. On TikTok, it is far easier to amass millions of views without an active following than on any other social networking site.

Although there is no raw data on the number of subscribers, the Nigerian population on TikTok has exploded since 2020.

Given the widespread interest in students’ everyday lives and activities, TikTok is also one of the easiest platforms for Nigerian students to make money online.

Today, hundreds of Nigerians on TikTok make substantial income owing to their enormous following or numerous views. How do they manage to earn money?

  • promoting the profiles of others
  • gift-based monetisation of live broadcasts
  • collaboration with companies
  • marketing products or services
  • profits from affiliates

The strategy is appropriate for content creators and specialists to market their services, and the audience is large enough to include everyone.

How to make money online in Nigeria with TikTok

  • Create engaging material that is relevant, humorous, informative, or instructional. Risqué content is known to generate the greatest interest, but we leave this to the readers' discretion and do not endorse such practices.
  • Increase the number of subscribers and page views by publishing consistently.
  • Earn money via brand advertising, affiliate programs, contributions, or the sale of services.

Why to learn how to make money online in Nigeria

Understanding how to make money online in Nigeria has become more important since the deterioration of the country's economy, which has caused the naira to lose its reputation as one of Africa's strongest currencies.

Due to the economy's hyperinflationary nature, a large number of working-class Nigerians have sought alternate or secondary sources of income, making generating money online not just a side job but a modern necessity.

According to a poll conducted in 2020, 29.9 per cent of Nigerian women identified as "housewives," making this the most popular occupation among Nigerian women.

This number was corroborated by INEC's Continuous Voter Registration statistics in 2022, which revealed that over 23 per cent of newly registered women were homemakers.

With a higher proportion of Nigeria's female population without a stable source of income, it is vital to understand how to make money online in Nigeria using the strategies outlined in this article.

The frequent ASUU strikes, which have deprived at least 2.5 million students of Nigeria's highest-paying jobs, are another compelling incentive to learn how to make money with your phone in today’s Nigeria.

How can I earn money from Google in Nigeria?

If you are interested in making money online in Nigeria, you should consider Google, as it provides several tools and services to people worldwide.

Google controls the world's most popular web browser, Google Chrome, as well as the world's two biggest search engines, and YouTube.

It is sufficient to note that these huge search engines rely on the majority of the world's population, and as a result Google offers Nigerians several opportunities to make money online.

The best Google-based strategies to make money online in Nigeria are: 

  1. Adsense revenue from websites
  2. Adsense revenue via YouTube
  3. Website SEO
  4. Freelancing and Google's marketing tools 
  5. AdMob
  6. Publication of apps on the Google Play marketplace
  7. Google Affiliate Programs
  8. Google Books
  9. Google My Business

How can I make money online without any investment?

TikTok content production is the most lucrative investment-free method of making money online in Nigeria. As one of the most popular apps in the world today, advertisers are willing to pay large sums to showcase their brand to a small audience, even if the company does not have a large advertising budget; this is why they use social media to promote and sell their products.

For the most popular Nigerian accounts on TikTok, deals range from 25,000 NGN to 1,000,000 NGN, and sometimes the amount is higher based on the number of views. 

Profits on TikTok are heavily dependent on the influence of a user or account.

How can I make money while I sleep?

Using Google AdSense, you may make money online in Nigeria while you sleep. Dealing with Google is one of the safest and most lucrative methods. You may benefit from Google advertisements and Google Adsense by building a blog online that specialises in authoring articles or e-books.

Can a Nigerian make money from TikTok?

Yes, making money on the Tik Tok platform in Nigeria is entirely possible, and the wonderful thing about Tik Tok is that you can do so with minimal investment. 

This is due to the fact that making money online in Nigeria is unquestionably simpler than it was in the last few years, and it has grown strongly associated with marketing.

How to make money on Whatsapp in Nigeria

You may have been directed to short links in the past, and you may have even clicked on them without knowing that the person you recommended is earning money from them. The approach of short links is one of the simplest methods to earn money on Whatsapp in Nigeria. 

When you shorten a link on one of the sites and post it on your site or any other site, you will get a fee based on the number of times the shortened link is clicked. 

There are several paid URL shortening services accessible online, including,, and others. Simply choose a site from the list, register on it, and then explore the web for stuff that will pique the attention of your WhatsApp contacts, whether it's a picture, a humorous video, a game, the latest news, or anything else you find intriguing.

Copy and shorten the URL using the site to get a short link, then broadcast it on WhatsApp, either as a group or by distributing it to each individual. 

When your friends click on this link, they will see an ad for a specific amount of time before being sent to the platform you shared, and you will get a fee.

How can I make money using Facebook in Nigeria?

Affiliate marketing is one of the most effective methods of making money on Facebook in Nigeria, since it is the finest platform for publishing affiliate links.

When you promote a product on Facebook in Nigeria, you get a commission based on the product's profit value. Simply register on an associate website, such as Amazon, eBay, or others.

Choose a product from any of these sites, and attempt to choose things that are needed on a regular basis, such as clothing, smart gadgets, and computers.

Then, copy the product's short URL and paste it into Facebook. When the product is bought using the link you provided, you will get a share of the proceeds.